Understanding and Managing Your Maximum Construction Capacity

Understand how Maximum Construction Capacity applies under Victoria’s First Resort Home Warranty Scheme and how to help manage your available limit.

Victoria’s First Resort Home Warranty Scheme commenced on 1 July 2026. A key consideration for residential builders is understanding and managing Maximum Construction Capacity (MCC).

What is Maximum Construction Capacity?

Maximum Construction Capacity is the total value of domestic building work a builder can carry out at any one time.

It replaces the previous total construction limit used under Domestic Building Insurance.

Compliance with Maximum Construction Capacity is a condition of registration.

1. Check Your Maximum Construction Capacity

Builders must monitor their work in progress and stay within their approved Maximum Construction Capacity. If you need more capacity, you must apply to the Building and Plumbing Commission (BPC) before entering into a contract that would cause, or is likely to cause, you to exceed your approved limit.

To review your MCC at any time, log in to the BUILDVIC portal. The portal lists your approved MCC and available MCC limit.

2. Plan Your Pipeline Against Your Limit

Track your current and proposed projects and check that the total value of active work will not exceed your approved MCC.

3. Close Completed Home Warranty Jobs Promptly

To help monitor your Maximum Construction Capacity, close jobs as soon as you receive the Occupancy Certificate. Once an Occupancy Certificate is issued, you can manually mark the job as complete in the BUILDVIC portal or send it to the HIAIS dedicated completions team at [email protected] to action. Marking a job as complete may release available MCC capacity, subject to the BPC’s requirements and processing.

4. Request an Increase Before Exceeding Your Limit

If you want to take on more domestic building work, you need to apply to the BPC to increase your Maximum Construction Capacity before exceeding your approved limit. The BPC will assess your financial capacity against the Minimum Financial Requirements.

Speak with the HIAIS Home Warranty Team for information about the application requirements.

Keeping your MCC current can help you plan upcoming work and avoid taking on projects beyond your approved capacity. Regularly review your BUILDVIC position, close completed jobs promptly and consider whether an increase may be needed before entering into additional contracts.

For support understanding the process or application requirements, speak with the HIAIS Home Warranty Team.